/* DebtHelp Client Portal — Phase 1 shared styles.
   Clean, friendly, mobile-first. Brand vars mirror the affiliate/partner portals. */
:root{
  --navy:#0d2145; --green:#7aaa1e; --green-dark:#5c8216; --blue:#1e78c3; --blue-dark:#0b5cab;
  --surface:#fff; --bg:#f4f7fb; --border:#dce4ed; --text:#0f1f35; --text-muted:#3a4f65;
  --text-light:#6a7f95; --shadow-sm:0 1px 4px rgba(0,0,0,.07); --shadow:0 4px 18px rgba(13,33,69,.08);
  --radius:10px; --radius-lg:16px;
}
body{background:var(--bg);}

/* ---------- auth pages (login / verify) ---------- */
.auth-wrap{max-width:430px;margin:0 auto;padding:40px 22px 80px;}
.auth-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);
  padding:34px 30px;box-shadow:var(--shadow);text-align:center;}
.auth-card h1{font-size:1.55rem;margin:0 0 8px;color:var(--navy);}
.auth-card p.lead{color:var(--text-muted);font-size:1rem;margin:0 0 22px;line-height:1.5;}
.field{margin-bottom:18px;text-align:left;}
.field label{display:block;font-size:.92rem;font-weight:600;color:var(--text);margin-bottom:6px;}
.field input{width:100%;padding:13px 14px;border:1px solid var(--border);border-radius:var(--radius);
  font-size:1.05rem;font-family:inherit;box-sizing:border-box;}
.field input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(30,120,195,.15);}
.btn-primary{background:var(--green);color:#fff;border:none;padding:14px 24px;font-size:1.05rem;
  font-weight:700;border-radius:var(--radius);cursor:pointer;width:100%;transition:background .15s;}
.btn-primary:hover{background:var(--green-dark);}
.btn-primary:disabled{opacity:.6;cursor:not-allowed;}
.alert{padding:14px 16px;border-radius:var(--radius);margin-bottom:18px;font-size:.95rem;text-align:left;}
.alert.error{background:#fdecea;border:1px solid #f4a8a3;color:#8a1f17;}
.alert.info{background:#e8f1fa;border:1px solid #b3d2eb;color:#1a3a6e;}
.alert.ok{background:#eef7e3;border:1px solid #cbe39c;color:#3f5a14;}
.muted-note{color:var(--text-light);font-size:.85rem;margin-top:18px;line-height:1.5;}
.spinner{width:34px;height:34px;border:4px solid var(--border);border-top-color:var(--blue);
  border-radius:50%;animation:spin .8s linear infinite;margin:8px auto 18px;}
@keyframes spin{to{transform:rotate(360deg);}}

/* ---------- dashboard ---------- */
.portal-shell{max-width:960px;margin:0 auto;padding:28px 18px 90px;}
.welcome{background:linear-gradient(135deg,var(--navy),var(--blue-dark));color:#fff;
  border-radius:var(--radius-lg);padding:26px 28px;margin-bottom:22px;box-shadow:var(--shadow);}
.welcome.welcome--alert{background:linear-gradient(135deg,#7a0e0e,#b01a1a);}
.welcome h1{margin:0 0 4px;font-size:1.6rem;color:#fff;}
.welcome .sub{opacity:.9;font-size:1rem;}
.welcome .status-pill{display:inline-block;margin-top:14px;background:rgba(255,255,255,.18);
  border:1px solid rgba(255,255,255,.35);padding:6px 14px;border-radius:999px;font-size:.9rem;font-weight:600;}
.welcome.welcome--alert .status-pill{background:rgba(255,255,255,.22);border-color:rgba(255,255,255,.5);}

.tabs{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:20px;border-bottom:1px solid var(--border);}
.tab{background:none;border:none;padding:12px 18px;font-size:1rem;font-weight:600;color:var(--text-light);
  cursor:pointer;border-bottom:3px solid transparent;font-family:inherit;}
.tab:hover{color:var(--blue);}
.tab.active{color:var(--blue-dark);border-bottom-color:var(--green);}

.panel{display:none;}
.panel.active{display:block;animation:fade .2s ease;}
@keyframes fade{from{opacity:0;transform:translateY(4px);}to{opacity:1;transform:none;}}

.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);
  padding:22px 24px;box-shadow:var(--shadow-sm);margin-bottom:16px;}
.card h2{margin:0 0 16px;font-size:1.15rem;color:var(--navy);}

.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px 24px;}
.info-grid>div{min-width:0;}
.info-grid .label{font-size:.8rem;text-transform:uppercase;letter-spacing:.03em;color:var(--text-light);margin-bottom:3px;}
.info-grid .value{font-size:1.05rem;color:var(--text);font-weight:500;overflow-wrap:anywhere;word-break:break-word;}

.debt-row,.pay-row{display:flex;justify-content:space-between;align-items:center;gap:12px;
  padding:14px 0;border-bottom:1px solid var(--border);}
.debt-row:last-child,.pay-row:last-child{border-bottom:none;}
.debt-row .creditor{font-weight:600;color:var(--text);}
.debt-row .meta,.pay-row .meta{font-size:.85rem;color:var(--text-light);margin-top:2px;}
.amount{font-weight:700;color:var(--navy);white-space:nowrap;}
.badge{display:inline-block;padding:3px 10px;border-radius:999px;font-size:.78rem;font-weight:700;}
.badge.settled{background:#e6f4d9;color:#3f5a14;}
.badge.working{background:#fff3d6;color:#8a6400;}
.badge.active{background:#e8f1fa;color:#1a3a6e;}
.badge.inactive{background:#eef0f3;color:#6a7f95;}
.badge.updated{background:#fde9d6;color:#9a4f12;margin-left:6px;}

.doc-row{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 0;border-bottom:1px solid var(--border);}
.doc-row:last-child{border-bottom:none;}
.btn-doc{background:var(--blue);color:#fff;border:none;padding:7px 14px;border-radius:8px;font-weight:600;cursor:pointer;font-family:inherit;}
.btn-doc:hover{background:#155a96;}
.btn-doc:disabled{opacity:.6;cursor:not-allowed;}
.stmt{padding:12px 0;border-bottom:1px solid var(--border);}
.stmt:last-child{border-bottom:none;}
.stmt-head{display:flex;justify-content:space-between;align-items:center;gap:10px;}
.stmt-totals{font-size:.85rem;color:var(--text-light);margin-top:3px;}

.nbadge{background:var(--green);color:#fff;border-radius:999px;padding:0 7px;font-size:.72rem;font-weight:700;}
.msg-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px;}
.thread-row{padding:12px 0;border-bottom:1px solid var(--border);cursor:pointer;}
.thread-row:last-child{border-bottom:none;}
.thread-row:hover{background:#f8fbff;}
.bubble{max-width:80%;padding:10px 14px;border-radius:12px;margin:8px 0;line-height:1.45;}
.bubble.me{background:#e8f1fa;margin-left:auto;}
.bubble.them{background:#f1f4f8;}
.bmeta{font-size:.72rem;color:var(--text-light);margin-bottom:3px;}
.reply{margin-top:14px;}
.flabel{display:block;font-size:.82rem;font-weight:600;color:var(--text);margin:10px 0 4px;}
#panel-messages textarea,#panel-messages input,#panel-messages select{width:100%;box-sizing:border-box;border:1px solid var(--border);border-radius:8px;padding:9px 11px;font-family:inherit;font-size:1rem;}
#panel-messages .btn-primary{width:auto;margin-top:12px;padding:11px 22px;}
.back{color:var(--blue);cursor:pointer;display:inline-block;margin-bottom:10px;font-weight:600;}

.f-lead{color:var(--text-muted);line-height:1.55;margin:0 0 12px;}
.f-list{margin:0 0 12px;padding-left:20px;line-height:1.7;color:var(--text);}
.f-h3{color:var(--navy);font-size:1rem;margin:16px 0 6px;}
.f-note{font-size:.9rem;color:var(--text-light);line-height:1.5;}
.f-disclaimer{font-size:.82rem;color:var(--text-light);font-style:italic;line-height:1.5;margin-top:14px;border-top:1px solid var(--border);padding-top:12px;}
.callform .flabel{display:block;font-size:.82rem;font-weight:600;color:var(--text);margin:10px 0 4px;}
.callform input,.callform textarea{width:100%;box-sizing:border-box;border:1px solid var(--border);border-radius:8px;padding:9px 11px;font-family:inherit;font-size:1rem;}
.callform .btn-primary{width:auto;margin-top:14px;padding:11px 22px;}

.empty{text-align:center;color:var(--text-light);padding:30px 10px;}
.empty .big{font-size:2rem;margin-bottom:8px;}
.right{text-align:right;}
.logout-bar{text-align:right;margin-bottom:8px;}
.logout-bar a{color:var(--text-light);font-size:.9rem;text-decoration:none;cursor:pointer;}
.logout-bar a:hover{color:var(--blue);}

/* ---------- NSF alert message + Call Now (layers onto .welcome--alert) ---------- */
.nsf-alert{font-size:1.15rem;font-weight:800;color:#fff;margin-bottom:12px;letter-spacing:.01em;}
.callnow{display:inline-block;margin-top:14px;margin-left:10px;background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.45);
  color:#fff;text-decoration:none;font-weight:700;padding:9px 18px;border-radius:999px;font-size:.95rem;transition:background .15s;}
.callnow:hover{background:rgba(255,255,255,.3);}
.welcome.welcome--alert .callnow{background:#fff;color:#b01a1a;border-color:#fff;}
.welcome.welcome--alert .callnow:hover{background:#fff0f1;}

/* ---------- F6 balance-update acknowledgement note ---------- */
.bal-note{display:flex;align-items:center;gap:10px;margin-top:8px;background:#fde9d6;border:1px solid #f3c89e;
  color:#9a4f12;border-radius:8px;padding:8px 12px;font-size:.9rem;font-weight:600;flex-wrap:wrap;}
.btn-ack{background:var(--green);color:#fff;border:none;padding:5px 16px;border-radius:7px;font-weight:700;
  cursor:pointer;font-family:inherit;font-size:.85rem;}
.btn-ack:hover{background:var(--green-dark);}
.btn-ack:disabled{opacity:.6;cursor:not-allowed;}

/* ---------- Budget tab — client budget on file ---------- */
.bd-summary{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px;margin:4px 0 18px;}
.bd-stat{background:#fbfdff;border:1px solid var(--border);border-radius:var(--radius);padding:14px 16px;}
.bd-k{font-size:.78rem;text-transform:uppercase;letter-spacing:.03em;color:var(--text-light);margin-bottom:5px;}
.bd-v{font-size:1.3rem;font-weight:700;color:var(--navy);}
.bd-v.neg{color:#b01a1a;}
.bd-row{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:10px 0;border-bottom:1px solid var(--border);}
.bd-row:last-child{border-bottom:none;}
.bd-row>span:first-child{color:var(--text-muted);}

/* ---------- DHU contextual training links ---------- */
.dhu-links{display:flex;flex-wrap:wrap;gap:8px 16px;margin-top:16px;padding-top:14px;border-top:1px solid var(--border);}
.dhu-links a{color:var(--blue-dark);font-size:.9rem;font-weight:600;text-decoration:none;}
.dhu-links a:hover{text-decoration:underline;}

/* ---------- Apps tab tiles ---------- */
.app-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:6px;}
.app-tile{border:1px solid var(--border);border-radius:var(--radius);padding:18px;background:#fbfdff;display:flex;flex-direction:column;}
.app-name{font-weight:700;color:var(--navy);font-size:1.05rem;margin-bottom:6px;}
.app-desc{font-size:.88rem;color:var(--text-muted);line-height:1.45;flex:1;margin-bottom:14px;}

/* ---------- gated "coming soon" CTA ---------- */
.btn-soon{display:inline-block;align-self:flex-start;background:#eef0f3;color:#6a7f95;border:1px solid var(--border);
  padding:7px 16px;border-radius:8px;font-weight:600;font-size:.9rem;cursor:not-allowed;}