01
Three-bureau scores
Educational VantageScore 3.0 scores from Equifax, Experian and TransUnion, lined up so you can compare them at a glance.
01 Three-bureau credit monitoring
See all three of your scores. Watch them all.
Score Guardians puts your educational VantageScore 3.0 scores from Equifax, Experian and TransUnion side by side — then keeps watch around the clock and tells you the moment something changes.
$19.99/mo, auto-renews until you cancel · Cancel anytime · Educational scores.
Your three-bureau readout
Illustrative
EquifaxVantageScore 3.0
742
ExperianVantageScore 3.0
758
TransUnionVantageScore 3.0
731
RANGE 300–850
Sample scores — illustrative
All three bureaus
Bank-level encryption
Cancel anytime online
Data sources: Equifax · Experian · TransUnion
02 What's included
Everything you need to keep an eye on your credit.
02
Three-bureau reports
Pull your full credit reports from all three bureaus and review the accounts and details behind each score.
03
24/7 monitoring
We watch your credit files continuously, day and night, so changes don't slip past you.
04
Instant alerts
Get notified of key changes to your credit files quickly, so you can look into anything unexpected right away.
05
Monthly refresh
Your scores and reports refresh every month, so you always have a recent picture of where you stand.
06
Education center
Plain-language articles that explain what shapes a VantageScore 3.0 and how credit reporting actually works.
03 How it works
Three steps from sign-up to watching all three.
1
Enroll
Create your account in a couple of minutes and choose the $19.99/month plan.
2
Verify your identity
Answer a few secure questions so we can confirm it's really you before any credit data is shown.
3
See all three & get monitored 24/7
Your three-bureau scores and reports appear in your dashboard, and continuous monitoring begins right away.
04 Pricing
One plan. One price. No surprises.
Full three-bureau monitoring for a single flat monthly price. No tiers to compare, no add-ons to decline — and you can cancel online whenever you like.
Three-bureau monitoring
$19.99
/ month
- Educational VantageScore 3.0 from all three bureaus
- Three-bureau credit reports
- 24/7 monitoring with instant alerts
- Monthly score & report refresh
- Education center access
- Cancel online anytime — no fees
$19.99/month, billed when you enroll and auto-renews monthly until you cancel. Cancel anytime online — as easy as signing up. No cancellation fees.
Start my $19.99/month plan
05 In their words
“Having all three scores in one place finally made my credit make sense. The alerts mean I never have to wonder what's changed.”
A. Rivera
Illustrative example — not an actual member review
06 Questions
Straight answers, before you sign up.
Are you a credit repair company?
No. Score Guardians is a credit monitoring service only. We do not file disputes on your behalf, we do not repair credit, and we do not promise or guarantee any change to your scores.
Are these the scores my lender uses?
The scores we show are educational VantageScore 3.0 scores (300–850 range). They are meant to help you understand your credit and may differ from the scores a particular lender uses to make a decision.
How do I cancel?
You can cancel online anytime from your account — it's as easy as signing up, and there are no cancellation fees.
Isn't my annual report already free?
Yes. You're entitled to free annual credit reports at AnnualCreditReport.com, the only source authorized under federal law. Score Guardians is a separate paid monitoring service that adds ongoing three-bureau scores, 24/7 monitoring and alerts.
07 Get started
Start watching all three scores today.
Three-bureau scores, full reports and around-the-clock monitoring — for $19.99 a month, cancel anytime.
Start my $19.99/month plan$19.99/mo, auto-renews until you cancel · Cancel anytime online · Educational scores.