Three-bureau scores
Your educational VantageScore 3.0 from all three bureaus, side by side, so nothing is hidden from view.
Calm, all-three-bureau monitoring
We keep watch, so you can relax.
See your educational credit scores from all three bureaus, refreshed every month — with gentle 24/7 monitoring and clear alerts when something changes.
$19.99/mo, auto-renews until you cancel · Cancel anytime · Educational scores.
Sample score
724
on a 300–850 scale
Illustrative only
All three bureaus
Bank-level encryption
Cancel anytime online
Data sources: Equifax · Experian · TransUnion
Everything in one calm place
A gentle, complete view of your credit
No jargon, no scare tactics — just a clear picture from all three bureaus and a quiet eye on what matters.
Three-bureau reports
Review the details behind your scores with full reports drawn from all three bureaus, explained in plain language.
24/7 monitoring
We keep a quiet, around-the-clock watch on your credit profile so you don't have to check it yourself.
Instant alerts
When something meaningful changes on your credit, we let you know promptly — clearly and without alarm.
Monthly refresh
Your scores and reports update every month, so you can watch your progress unfold at a calm, steady pace.
Education center
Friendly guides help you understand what shapes your scores — so the numbers feel less like a mystery.
Three simple steps
Set up in minutes, stay covered for good
Getting started is gentle and quick. Once you're in, we take it from there.
1
Enroll
Create your account and choose your plan. It takes just a few minutes — no pressure, no paperwork.
2
Verify your identity
A few secure questions confirm it's really you, keeping your information safe and private.
3
See all three & get monitored 24/7
View your three-bureau scores and reports right away, then relax while we keep watch around the clock.
Simple pricing
One calm plan, everything included
No tiers, no upsells, no surprises. Just complete monitoring for one clear monthly price.
Member plan
$19.99 / month
Full three-bureau monitoring and your educational scores, refreshed monthly.
- Educational VantageScore 3.0 from all three bureaus
- Three-bureau credit reports in plain language
- 24/7 monitoring with instant alerts
- Monthly refresh of scores and reports
- Access to the education center
$19.99/month, billed when you enroll and auto-renews monthly until you cancel. Cancel anytime online — as easy as signing up. No cancellation fees.
Start my $19.99/month plan
Educational VantageScore 3.0 scores (300–850). Not credit repair.
"Having all three scores in one calm place finally made my credit feel understandable instead of stressful. The monthly check-in is something I actually look forward to."Illustrative example — not an actual member review.
Good to know
Questions, answered plainly
No. Score Guardians is a credit monitoring service only. We do not repair credit, file disputes on your behalf, or guarantee any score change. We simply help you see and keep an eye on your credit.
The scores we provide are educational VantageScore 3.0 scores (300–850 range). They are meant to help you understand your credit and may differ from the scores a lender uses to make decisions.
You can cancel online anytime — it's as easy as signing up. There are no cancellation fees and no hoops to jump through.
Yes. You can get your free annual credit reports at AnnualCreditReport.com, the only source authorized under federal law. Score Guardians is a separate paid service that brings your three-bureau scores together with ongoing monitoring, monthly refreshes, and alerts.
Let us keep watch
Join Score Guardians and see your full credit picture from all three bureaus — calmly, clearly, every month.
Start my $19.99/month plan$19.99/mo, auto-renews until you cancel · Cancel anytime online · Educational VantageScore 3.0 scores.