How Columbus Residents Can Achieve Financial Freedom in the New Year

November 27, 2020 at 10:30 PM
New years can mean achieving financial freedom for Columbus residents.

Are you already planning your New Year’s resolutions? Do you have a list of things you want to achieve in 2021? You’re not alone if some items on your list are things that 2020 made impossible. Or maybe, the chaos of the world created problems that you’re looking at solving in the new year, like an increased debt load. Whatever your current situation, it doesn’t have to define your future.

Part of taking charge of the first day of the rest of your life is empowering yourself to choose a different path. With mounting debt, it can certainly feel as though you’re the victim of rising APRs and a tanking credit score. But you have options, even amid debt.

You should know that you don’t have to figure out a way out of debt alone. There are specialists with years of training working in debt management who have helped hundreds of people in the same situation.

What does a debt management company do?

A debt management company finds solutions for your unsecured debt. These are the loans which are likely causing you the most financial distress. They don’t have associated collateral that a lender can take in case of loan default, such as a car or home. Because of this, lenders typically place higher interest rates on unsecured loans. Some kinds of unsecured debt you may carry are:

  • Credit cards.
  • Medical bills.
  • Personal loans.
  • Payday loans.

This kind of credit helps borrowers with short-term goals, like paying for car repairs, the emergency room or a doctor’s bill, or overdue bills. Unfortunately, there’s no material component associated with these debts.

These are the kinds of loans a debt management company will help you get a handle on and actually pay off instead of struggling to make minimum payments every month. With the help of a company like DebtHelp, you can achieve financial freedom in Columbus, Ohio.

DebtHelp works specifically with people who have over $5,000 in unsecured debt. We’ll negotiate with your creditors and work one-on-one with you to create a personalized plan that fits within your budget.

What does achieving financial freedom in Columbus, Ohio, look like?

When you’re free from unsecured debt, you open up a world of financial security for yourself and your family. You can build credit toward a future with homeownership and retirement. Without a substantial portion of your income going towards sky-high interest rates, you can set new fiscal goals:

  • Saving for emergencies, instead of depending on your credit card.
  • Earning interest from high-yield savings accounts.
  • Take vacations without using your credit cards.
  • Save towards early retirement.
  • Improve your insurance coverage.

It’s a different world, where you’re empowered and confident in your financial decisions once you’ve resolved your unsecured debt.

If you’re ready for financial freedom, get in touch with a debt management company today.

The stress and anxiety of living in debt can drain the joy out of life. It’s impossible to plan for the future, save towards your goals, or make headway on your retirement. New Year’s can be the start of the rest of your life when you get in touch with a debt management company. Here at DebtHelp, Inc., we’ll create a fiscal roadmap to get you from where you are to where you want to be.

Achieving financial freedom in Columbus, Ohio, starts by answering a debt plan questionnaire. We’ll use your responses to generate a clear picture of your current financial health and how to tackle your debt. If you’re ready to take control of your life and make 2021 your year for financial freedom, call us to speak with a live rep now.